Pain and Suffering Compensation Netcong, NJ

Denville NJ Pain and Suffering Compensation LawyersThe lives of accident victims and their families can be changed in an instant. For those who suffer serious injuries such as brain injuryspinal cord injurypermanent disability, or even wrongful death, it is possible to recover damages beyond mere reimbursement through a successful personal injury claim. Perhaps the most common and the most valuable form of compensation in personal injury cases is that of pain and suffering. Many victims are entitled to financial consideration to compensate for both the physical pain and the emotional suffering to which they were exposed as a result of an accident.

Today, our personal injury attorneys will be defining pain and suffering compensation for personal injury cases, discuss how it is calculated, and much more.

Denville, NJ Pain and Suffering Compensation Lawyers

Our Denville pain and suffering compensation lawyers understand that there are two types of damages awardable through personal injury claims: economic and non-economic. Simply put, victims are entitled to both straight one-to-one reimbursement for incurred expenses AND additional considerations which are meant to protect victims, punish wrongdoing entities, and compensate for the undue suffering of the victim and their families.

Economic or Compensatory damages may include:

  • Medical expenses such as doctor’s bills, ambulance fees, rehabilitation costs, hospital bills, and more
  • Lost wages for work that was missed in the past, present, and projected into the future
  • Property damage which was sustained as the result of the injurious accident

Non-Economic or Non-Compensatory damages may include:

  • Pain and suffering
  • Emotional Anguish
  • Wrongful Death
  • Loss of Companionship
  • Loss of Consortium
  • Punitive Damages

How is Pain and Suffering Calculated in Morris County?

As mentioned previously, pain and suffering compensation has the potential to make up the highest percentage of an overall personal injury settlement or verdict. That is due to the way damages are calculated in New Jersey. In the majority of cases, pain and suffering is determined using a calculation based on your incurred medical expenses. This can include all expenses which you have incurred or may incur in the future. At this point, it is a matter of your Morris County personal injury attorneys proving the severity of your injuries.

The amount by which your medical bills will be multiplied is heavily dependent on the severity of your injuries. For example, let us look at two scenarios where the same accident led to different injuries, and therefore a different pain and suffering settlement.

Susan and Janine are both injured in car accidents. They both have medical expenses in the amount of $10,000. Susan has suffered a sprained neck and several lacerations, which are expected to fully heal. Janine has suffered multiple fractures which has led to a permanent disability. In these cases, Susan’s medical bills may be multiplied by a smaller number between one (1) and three (3) whereas Janine’s bills will be multiplied by five (5), ten (10), or even more. Due to the nature of their injuries, Janine may be entitled to $100,000 in pain and suffering while Susan may only walk away with $10,000.

Injured in a Serious Accident? Contact a Morristown Personal Injury Attorney Today

At The Law Offices of Michael P. Burakoff, P.A.our legal team works with the families of accident victims, not just our clients. We believe that this dedication to the attorney-client relationship allows us to deliver more personalized and ultimately more high quality legal service for those who have been injured in serious accidents. Attorney Burakoff has decades of experience serving local Morris and Sussex County communities such as Hopatcong, Morristown, Newton, Netcong, Roxbury, Mt. Olive, Rockaway, and all of Northern New Jersey. Our attorneys have secured multiple million dollar settlements and verdicts for our local clients and we will work hard to make sure you and your family get the financial support you deserve.

For a free and confidential consultation regarding your accident, injuries, and personal injury claim, please contact us online or through our Morristown or Newton, NJ offices today by calling (973) 520-0525.

Bus Accident Results in Fatality and Injury in Mount Olive NJ

Wrongful Death Attorney Parsippany NJEarlier this month, a fatal accident occurred when a school bus allegedly attempted an illegal u-turn on Interstate 80 in Mount Olive, New Jersey.

The bus, driven by Paramus Board of Education employee Hudy Muldrow Sr., 77, was carrying 44 passengers as part of a school trip. Tragically, two of the passengers, teacher Jennifer Williamson, 51, and an unnamed student of ten years of age were killed as a result of the accident.

Muldrow is now facing two counts of vehicular homicide, also known as “death by auto”. While these charges will be decided on in criminal court, whether or not any kind of civil personal injury lawsuit will be filed is yet to be answered.

Wrongful Death Attorney Parsippany NJ

The first type of claim that might be filed in this case is that of a wrongful death claim. Wrongful death claims in New Jersey are filed with the purpose of seeking recovery for specific types of damages when a family member is killed by the reckless or negligent actions of another person or party(s).

Wrongful death damages include compensation potentially for:

  • The loss of the financial support the deceased provided to the family
  • The loss of the “companionship, consortium, guidance, and kinship” the deceased provided to the family
  • The loss of intangible benefits provided by the deceased to the family such as care=taking, home-making, child-raising, and more
  • Expenses related to any medical costs incurred before the deceased actually passed
  • Expenses resulting from a funeral and burial

However, unlike personal injury claims, wrongful death claims can not recover punitive damages or pain and suffering damages.

Of course, if you are considering filing a wrongful death claim on behalf of a deceased family member, it is highly recommended that you first consult with an experienced Parsippany wrongful death attorney so that you can better understand your rights and options, and navigate the entire claims process in an effective, informed, and ultimately successful manner.

Negligent Driving Injury Lawyer Netcong NJ

While this bus and truck accident did result in the tragic deaths of two different people, many others were also injured when the bus was struck from behind by a dump truck. Depending on the extent of the injuries suffered, these individuals may wish to consider filing a personal injury claim in order to recover compensation for their medical expenses, lost income if they are unable to work, and the physical and emotional pain and suffering they experienced due to the accident and resulting injuries.

However, as with any personal injury claim, some act or acts of recklessness or negligence must be proven in order to secure personal injury compensation. In this case, several key factors could potentially be considered negligence.

  1. According to reports, the bus driver missed his exit, and then attempted to correct for this by making an illegal U-turn through the mediation reserved only for emergency vehicles. If proven true, such an act of negligent driving could potential result in a successful personal injury claim against the driver and his insurance provider.
  2. Apparently, driver Muldrow has also received a total of 8 speeding tickets, and has had his license suspended 14 different times from 1975 to present. With this kind of driving record, a case could potentially be made that he was hired negligently by his employer. An experienced negligent driving injury attorney may be able to make the case that any entity who is employing individuals to drive others should never hire a person with such a driving record, and that doing so was an act of negligence in-and-of-itself.

Again, due to the stringent requirements for proving negligence, proving the full extent of the injuries and damages suffered, and ultimately recovering full and fair compensation in any personal injury case, retaining the counsel of an experienced injury lawyer is highly recommended any time you are seeking compensation for your injuries and accident-related damages.

Contact A Morristown Personal Injury Attorney Today

At The Law Offices of Michael P. Burakoff, we have extensive experience helping our clients and their families to recover full and fair compensation in wrongful death and personal injury claims of all kinds in towns across Morris County and Sussex County, including Parsippany, Netcong, Morristown, Newton, Dover, Mount Olive, Denville, Hopatcong, Morris Plains, Hanover, and the surrounding communities.

Attorney Michael Burakoff has a unique approach to personal injury law in that he strongly believes in not only keeping his clients highly informed throughout the process, but also involving their family as well. This is because he understands that any kind of serious injury will affect the whole family, and not just the injury victim themselves. By providing informative, inclusive, and highly effective legal counsel, Michael Burakoff aims to lessen the stress involved with the accident/recovery process, and ensure that your family’s future is protected and secure.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of accident you or a family member has suffered, your options for securing personal injury or wrongful death compensation, and how exactly we can help you and your family to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

Workplace Injuries for Emergency Workers Morris County, NJ

Workplace Injuries for Emergency Workers Morris County NJNJ workers’ compensation laws generally protect most employees from workplace injuries and accidents by providing no-fault compensation in the form of medical expenses and lost income. However, unlike personal injury claims, workers’ compensation claims do not allow for the recovery of pain and suffering damages.

Pain and suffering refers to the emotional and physical affects injuries can have on the life of the injured party as well as their family. Terms like “loss of enjoyment of life”, “emotional distress”, “physical hardships”, “trauma”, and more are used in association with pain and suffering damages, and can be financially compensated through a successful personal injury claim.

So while this article will primarily focus on how first responders and emergency workers can go about securing pain and suffering damages when injured on the job, it is important to understand that there are many situations in which any injured worker may be able to file for, and secure, personal injury compensation when injured while performing work-related duties.

Fireman’s Act Lawyer Dover, NJ

In 1995, NJ Governor Jim Florio signed into effect the “Fireman’s Act”. The Fireman’s Act allowed such as firefighters, police officers, ambulance workers, and other emergency workers to file personal injury claims in the case that they were injured, or worse killed by, the reckless or negligent actions of a third party while responding to an emergency call.

For example, a police officer is involved in a car accident while en-route to an emergency call. If the driver who caused the car accident is proven to have done so by acting in a negligent or reckless manner i.e. speeding, disobeying traffic laws, driving while distracted, driving while drunk, etc, the injured police officer can file a personal injury claim against this driver and their insurance provider, thereby allowing said officer to potentially recover pain and suffering damages should their personal injury claim prove successful.

Of course, a successful personal injury claim will require proof of causation, fault, and injury. This is why it is so highly recommended that you retain the counsel of an experienced Fireman’s Act lawyer should you be injured on-the-job as a firefighter, policemen, ambulance worker, or other emergency responder.

Common Injuries to Emergency Workers which Lead to Personal Injury Claims in Morris County, NJ

Some of the most common situations which can cause injury to emergency workers which can result in a successful personal injury claim include:

However, while the Fireman’s Act was originally released in 1995, in 2006 its legality was upheld by the NJ Supreme Court, solidifying emergency workers rights to file for, and recover, pain and suffering through a personal injury claim when they are injured while on-the-job due to the reckless or negligent actions of another person or party.

Contact A Morristown Injured Worker Attorney Today

At The Law Offices of Michael P. Burakoff, we have extensive experience recovering full and fair compensation for injured workers and their families in towns across Morris and Sussex County, including Dover, Parsippany, Rockaway, Newton, Netcong, Hopatcong, Florham Park, East Hanover, Morris Plains, and more.

Attorney Michael Burakoff takes a unique approach to personal injury law in that he believes in working with the entire family, rather than just the injured party themselves. This is because he understands the extreme hardships and stress that can be placed on a family when a serious injury occurs, and the importance to the whole family in knowing that their future is secure and protected.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of workplace injury, your options for securing personal injury compensation, and how exactly we can help you to do so, please contact us online, or through either our Newton, NJ office or our Morristown, NJ office at (973) 520-0525.

Do I Have a NJ Personal Injury Claim?

Morris County NJ Personal Injury AttorneyIn general, a personal injury claim (sometimes referred to as a third-party claim) is designed to allow the victim of an accident to recover financial compensation for their injuries and medical expenses, lost income if they are unable to work, and the physical and emotional suffering they have experienced as a result of their injuries.

However, just because a person is injured in an accident doesn’t necessarily mean that they will have a Morris County personal injury claim. There are several key requirements to any successful injury claim, and not every type of accident injury claim is pursued in the same manner. For example, motor vehicle accidents like car accidents and motorcycle accidents in particular can differ from other types of personal injury claims due to how New Jersey auto insurance policies work.

With that being said, if you have been injured in any kind of accident such as a construction accident, an accident on a poorly maintained property, a work-related accident, a ladder or scaffolding accident, a pedestrian accident, by a defective product, and more, here is what you need to know regarding whether or not you will be able to file a personal injury claim, and how strong that claim may be when it comes time to recover compensation for your injuries and damages.

Netcong Injury Attorney – Proving Negligence

The first requirement of a personal injury claim is that of a third party or parties having acted in a reckless or negligent manner, and that these actions were directly responsible for your accident.

There are many different regulations, rules, and governing bodies for many different potential situations. For example, if you were injured as a result of an accident with a truck or commercial vehicle, the first place you and your Netcong injury attorney will want to look when it comes to determining whether or not the responsible parties acted in a reckless or negligent manner is the National Highway Safety Traffic Administration (NHSTA). The NHSTA regulates what kinds of safety measures commercial vehicles and trucks need to have in place in order to safely transport goods on our roads and highways, and it may be the case that your truck accident injuries were caused by a violation of one of these rules or regulations.

On the other hand, that same truck accident have been the result of negligent hiring and employment policies, in which case you may instead wish to check with the regulations set forth by the Federal Motor Carrier Safety Administration (FMCSA).

The bottom line is that there are many different ways for a person or company to act in a reckless or negligent manner, and considering that proving this element is a key factor of any personal injury claim, it is highly recommended that you work with an experienced Netcong injury attorney in order to prove that acts of negligence were responsible for causing your accident and resulting injuries.

Dover Accident and Injury Lawyer – Proving the Extent of Your Injuries

The second requirement of a successful personal injury claim is being able to prove that you did in fact suffer injury(s) as a result of your accident, and the full extent of said injury(s).

The most important part of this process is speaking with a doctor as soon after your accident as possible. Not only can a doctor fully document your injuries, by speaking with a doctor in a timely manner, you can more easily prove that your injuries were caused by the accident in question, and not by some other incident which may or may not have occurred after your accident.

Your Dover accident and injury lawyer will most likely also want to consult with experienced medical professionals who can help to determine exactly how much your injuries are going to cost in terms of medical expense in the long-term. Serious injuries such as traumatic brain injuries and spinal cord injuries will require extensive, long-term treatment and rehabilitation, and it is important that your personal injury claim recovers compensation for not only the money you have spent thus far on medical costs, but the money that you will continue to spend in order to treat your injuries.

Hopatcong Personal Injury Attorney – Showing a Direct Link Between your Accident and your Injuries

Finally, now that you have proven that an accident occurred and that this accident was the result of the reckless or negligent actions of another person or party, the last piece of the puzzle is to prove that your injuries were the direct result of the accident in question.

Here again speaking with a doctor as soon after your accident as possible will go a long way towards proving this element, but there are many other factors involved in this process. For example, your Hopatcong personal injury attorney will want to gather accident report documents, video evidence when possible, witness testimony, and any other information which can help to prove that your injuries were caused by the accident that you are claiming actually caused these injuries.

Just as with proving the extent of your injuries, proving that your accident was what directly lead to your injuries may also require consultation with professionals in a variety of fields, professionals who can knowledgeably speak to how a product, machine, etc is supposed to work, how it failed in this case, why that failure caused your injuries, and why that failure was the result of the reckless or negligent actions of a third party.

Contact A Morris County Personal Injury Attorney Today

As you can see, a great deal of investigation, qualification, and presentation of evidence goes into the successful recovery of financial compensation during personal injury claims of all kinds. For these reasons and more, it is highly recommended that you consult with an experienced personal injury attorney any time you or a loved one has been injured in accident so that they can walk you through the entire process, help you gather and present all of these various pieces of information, and ultimately secure full and fair personal injury compensation.

At The Law Offices of Michael P. Burakoff, we have extensive experience working with clients and families injured in all manner of accidents in towns across New Jersey, Morris County, and Sussex County, including Netcong, Dover, Hopatcong, Newton, Morristown, Denville, Parsippany, Florham Park, East Hanover, Morris Plains, Mt. Olive, and more.

Attorney Michael Burakoff takes a unique approach to personal injury law in that he understands just how traumatic a serious injury can be for the entire family and not just the injury victim, and seeks to involve all concerned members of the family during the personal injury recovery process as a result. With millions of dollars already recovered for injured clients and their families, Michael Burakoff is ready to provide you and your family with the kind of knowledgeable, effective, and attentive legal representation that you need and deserve when it comes to securing a successful personal injury claim.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding your accident, your injuries, your options for recovering financial compensation, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

What Should I Do if I Have Been in a Car Accident?

Morris Plains Car Accident Injury AttorneyBeing involved in any kind of motor vehicle accident can be a traumatic experience, and sometimes life-changing. It can also be a little overwhelming as there will be a variety of concerned parties, including insurance companies, the police, eye-witnesses, medical and emergency response personnel, and potentially even a personal injury attorney.

With that being said, here are a few tips to help you safely and efficiently recover from any kind of motor vehicle accident, including a car accident, truck accident, motorcycle accident, or a bus or train accident.

“Ensure Your Safety, the Safety of Your Passengers, and the Safety of Other Involved Parties”

Morris Plains Car Accident Injury Attorney

The most important thing you can do anytime you are in a car accident is to first ensure your own safety, the safety of your passengers, and the safety of other involved parties. Depending on where your accident occurred, this may involve exiting your vehicle and getting out of harm’s way of fires or oncoming traffic. Or, if your accident occurred on a busy highway like I-80, it may be safer to remain in your vehicle rather than risking walking across the highway and oncoming traffic.

This can be a bit of a judgement call, and there may be scenarios where you are unable to move even if you felt like it was needed. The most important thing to remember is the time-proven idea of “safety-first”.

“Call Emergency Responders”

Parsippany Highway Accident Lawyer

Once you feel that you and your passengers are out of immediate danger, your next step should be to call emergency responders if they haven’t already been notified by dailing 911.

Emergency response will include ambulances and medical personnel, police to secure the scene of the accident and document what has happened, and potentially even the fire department if there is risk or evidence of a fire.

The sooner emergency responders are contacted, the sooner they can arrive to the scene of the car accident, and begin helping all involved parties.

“Record as Much Evidence as Possible”

Dover Motor Vehicle Injury Attorney

Even though it is the responsibility of responding law enforcement officers to document the scene of the accident and the given statements of involved parties and witnesses to the accident, if you are able to, it can go a long way to record certain pieces of information yourself.

This can include things like taking photos of the accident, getting the names and numbers of eye-witnesses, and generally recording any other information which may be relevant to your accident in terms of what happened, how did it happen, why did it happen, etc.

Again, while this is generally the responsibility of the police, the more information you have the better when it comes to working with insurance companies, and securing compensation for your accident, injuries, and damages, whether through a claim with your own insurance provider (a first-person claim) or a claim with the insurance provider of the responsible part (a third-party personal injury claim).

“Seek Medical Attention”

East Hanover Accident and Injury Lawyer

Seeking medical attention if you have been hurt in a car accident seems like an obvious next step. However, even if you just feel “shaken up” but ok, it is still critical that you seek medical attention as quickly as possible after your accident.

Some injuries take time to present themselves, for example brain injuries, spinal cord injuries, and internal injuries, and the longer you wait to visit a doctor, the worse these injuries can become.

In addition, the less time there is between your car accident and when you speak with a doctor and actually diagnose your injuries, the easier it will be to directly link those same injuries to your accident. If too much time transpires between the two events, insurance companies can argue that you were hurt in some other way, and that your injuries were not caused by your accident (meaning, they don’t have to pay for them).

Bottom line. if you were in an accident, go see a doctor ASAP.

“Speak with an Experienced Injury Attorney”

Morris County Personal Injury Attorney

Finally, if you have been involved in a car accident, trust that you WILL be hearing from your insurance company soon thereafter, and possibly the insurance company of other involved parties.

Insurance companies are for profit businesses, meaning their profits come before your own well-being. As helpful as they may seem, it is highly recommended that you speak with an experienced Morris County injury attorney before speaking with any insurance company.

By first speaking with an attorney, you can get a better sense of whether or not you may have a case for seeking injury compensation from other responsible parties, what you should and shouldn’t say to the insurance companies, and what your next steps are in the car accident injury process.

Contact a Morris County and Sussex County Car Accident Injury Lawyer Today

At The Law Offices of Michael P. Burakoff, we have extensive experience helping our clients and their families to recover full and fair car accident injury compensation in towns across New Jersey, Morris County, and Sussex County, including Dover, Netcong, Morris Plains, East Hanover, Hopatcong, Denville, Newton, Parsippany, Morristown, Florham Park, and more.

Attorney Michael Burakoff believes in working closely and attentively not only with his clients, but with their families as well. This is because he understands the extreme strain that a serious injury can place on any family, and the need to have all involved parties actually involved in the process.

To speak with Michael Burakoff and our legal team today in a free and confidential consultation regarding any kind of accident or motor vehicle accident, your options for recovering compensation for your injuries and damages, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

What a NJ Personal Injury Attorney Can Do for You

Morris County and Sussex County Personal Injury AttorneyAny time a person is injured by the reckless or negligent actions of another person, party, or multiple parties, that same injury victim may be able to recover financial compensation for their medical expenses, lost income, and physical and emotional pain and suffering through some kind of personal injury lawsuit.

However, unlike workers’ compensation claims which require no proof of fault, a successful personal injury claim will require the injury victim to prove exactly how the actions of the responsible party were a) negligent, and b) were what directly caused the accident and resulting injuries in question.

While this may seem fairly obvious or easy on paper, proving these key elements, and recovering full and fair compensation is often anything but easy.

This is where having an experienced Morris County and Sussex County personal injury lawyer on your side can be of enormous benefit to you and your family when seeking compensation for the injuries and damages you have suffered.

Proving Negligence and Fault in Personal Injury Claims, Dover Personal Injury Lawyer

As mentioned, a successful personal injury claim such as a car accident injury claim or some kind of premises liability claim for injuries on a poorly maintained or unsafe property will require you (and your Dover personal injury lawyer) to prove that:

  1. the parties you believe were responsible for your accident and injuries are, in fact, responsible, and
  2. that their actions were what directly lead to your accident and injuries

Many times, proving these two key elements of a personal injury claim will require extensive investigation. Police records, eye-witness accounts, video footage, records, and your own personal testimony can all play a role in the validation of what exactly happened, and why.

Of course, reviewing all of these various elements, and then presenting the conclusions based on the evidence to the insurance company and if necessary, the court, will require a great deal of finesse, expertise, and most of all, time. Considering how crucial this gathering and presenting of evidence will be to your personal injury claim, there is an extremely high risk of “doing it yourself”, not to mention the simple fact that as an injury victim, you may not physically be able to travel to these different places, or speak with the many people that will need to be vetted, interviewed, and prepared to testify in depositions and potentially even a trial.

Proving the Full Extent of Damages in Personal Injury Claims, Newton Accident and Injury Attorney

Once you have proven that you do actually have a strong and viable personal injury claim (proof of fault and negligence), you will also need to prove the extent of the damages you have suffered as a result of your accident.

For less serious injuries, this can be relatively straightforward, simply adding up your medical expenses, the amount of time you have missed from work, and securing an appropriate amount of compensation for “pain and suffering damages”.

However, many times more serious injuries will require on-going medical treatment and rehabiliation, and can also permanently affect your ability to continue in your previous line of work, or even work at all. When this is the case, and damages need to be projected far into the future, proof of the “value” of these damages will often require consultation with a variety of professionals in order to properly asses.

By retaining the services of a personal injury attorney, not only will they already have a number of different professionals with whom they have already worked, more importantly your attorney will be able to cover the expenses of hiring these professionals during your personal injury claim process thanks to how contingency fees work. This means that you will not have to worry about the cost of paying for these very necessary consultations and testimonies at a time when you may also be worrying about how to simply put food on the table for your family, and keep a roof over their heads.

Contact A Morris County and Sussex County Personal Injury Attorney Today

At The Law Offices of Michael P. Burakoff, our team has extensive experience recovering full and fair compensation for injured clients and their families in towns across New Jersey, Morris County, and Sussex County, including Dover, Hopatcong, Newton, Morristown, Parsippany, Denville, Netcong, Morris Plains, East Hanover, Florham Park, Rockaway, and more.

Whether you have been injured in a car accident, truck accident, motorcycle accident, construction accident, work-related accident, on a poorly maintained or dangerous premises, by a defective product, or in any other kind of accident caused by the reckless or negligent actions of another party, our firm is ready to provide you and your family with the knowledgeable, effective, and highly attentive legal counsel that you need and deserve during such traumatic times.

To speak with Attorney Michael Burakoff and our legal team today in a fee and confidential consultation regarding your accident, your injuries, and your options for recovering full and fair compensation through any kind of personal injury claim, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

How Does My NJ Car Insurance Policy Affect My Ability to Seek Injury Compensation in Morris County and Sussex County?

Car Accident Injury Lawyer Morris County NJWhen a driver is injured in a motor vehicle accident, the first place the injured driver will turn to for financial compensation is their own insurance company. However, especially for more serious injuries, that same insurance coverage may not be sufficient when it comes to paying for medical expenses and lost income if the injured driver cannot work.

In addition, pain and suffering damages (which usually represent the largest portion of a personal injury claim) are not awarded as part of first-person claims (claims filed by an injured party with their own insurance company).

So, if you have been injured while driving your car, you may not recover full compensation from your own insurance company for your car accident damages. However, you may also be limited from seeking compensation from other responsible parties depending on what type of insurance coverage you have purchased.

Here is what you need to know regarding NJ car insurance policies, and how they can impact your rights and ability to seek compensation from a third party when injured in a car accident in Morris County or Sussex County.

Parsippany Car Accident Injury Lawyer Discusses “Limited Right to Sue” Car Insurance

In New Jersey, there are two specific types of injury protection offered as part of your car insurance policy: “Limited Right to Sue” policies and “Unlimited Right to Sue” policies.

Limited Right to Sue policies tend to appear more attractive, as subscribers are offered a much lower insurance premium. However, the catch is that limited right so sue car insurance policies only allow injured drivers to file personal injury claims against other responsible drivers for very specific types of injuries, those being:

  • Loss of limb, Disfigurement, or Serious Scarring
  • Permanent Injuries
  • Bone fractures
  • Death of the driver (wrongful death)
  • Loss of fetus

Consider the following scenario: you are injured in a car accident caused by another drunk driver. You suffer serious injuries to your spine, but those same injuries are projected to heal in two year’s time. Your spinal cord injuries result in extremely high medical and rehabilitative costs, and prevent you from working for some time. However, since those same injuries are not technically “permanent”, and you have purchased a “limited right to sue” car insurance policy, you most likely would not be able to file a car accident injury claim against the negligent driver who caused your injuries.

So as attractive as the reduced premium of these limited right to sue policies can appear, they do come with extreme risk when it comes to your ability to seek injury compensation for car accident injuries.

Morristown Auto Accident Injury Attorney Discusses “Unlimited Right to Sue” Car Insurance

On the other hand, unlimited right to sue car insurance policies allow injured drivers to seek personal injury compensation from other responsible third parties for any type of injury.

Considering the many dangers New Jersey drivers face, including distracted drivers, drunk drivers, negligent drivers, truck accidents, motorcycle accidents, bus accidents, and more, having the flexibility to seek car accident injury compensation from other negligent drivers or parties for any type of injury is a much more attractive insurance policy option, despite its greater up-front cost.

Contact A Car Accident Injury Attorney with Offices in Morris County and Sussex County Today

At The Law Offices of Michael P. Burakoff, we have extensive experience recovering full and fair car accident injury compensation for our clients and their families in towns across Morris County and Sussex County, including Parsippany, Morristown, Netcong, Newton, Denville, Dover, Rockaway, East Hanover, Morris Plains, Florham Park, and more.

Attorney Michael Burakoff has the unique approach of working closely not only with his clients, but with their families as well. This is because he understands just how difficult a car accident injury can be, and the impacts it can have on a family’s financial and emotional stability.

To discuss your unique needs, situation, and options moving forward after any kind of car accident in a free and confidential consultation. with our legal team today, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

Personal Injury Settlement Offers in Morris County and Sussex County

Newton NJ Personal Injury AttorneyMany people are surprised to learn that almost 97% of all personal injury claims end in a settlement of some kind, rather than a jury verdict or judge’s ruling. This staggering percentage is due to several different incentives (which we will discuss in detail below) for both the injury victim as well as the opposing insurance company.

However, just because the vast majority of personal injury claims end in settlement doesn’t mean that yours necessarily has to, or especially that you should accept the first offer that is made for your personal injury claim.

Here is what you need to know when it comes to the advantages of personal injury claim settlements, and how to better gauge when an offer is fair to you, when you should continue to negotiate for a better offer, or when instead you may have to rely on a jury or judge to award you the financial compensation you need and deserve for your injuries.

Dover Personal Injury Lawyer Discusses The Benefits of Settling Your Claim

As previously mentioned, there are several different distinct benefits in settling a personal injury claim for both parties involved in the dispute.

For the injury victim, recovering compensation in a timely manner can be critical to their financial stability. If their injuries leave them unable to work, or require expensive medical treatment, the cost of these factors can add up quickly. By accepting a settlement rather than spending months (if not years) in court, injury victims can much more quickly recover the financial compensation that they and their families need for the damages they have suffered.

On the other hand, insurance companies are also often incentivized into resolving a personal injury claim through a settlement, rather than risking a jury verdict. A settlement is a number that they can control, something a bottom-line oriented company like an insurance company is much more inclined towards, rather than the total unknown of a jury or judge verdict. Additionally, corporate legal representation can be extremely expensive, and the longer the personal injury claim process takes, the greater an expense the insurance company will incur.

Accepting a Settlement Offer for Your Morris County Personal Injury Claim

So while both parties have numerous different reasons to want to settle a personal injury dispute rather than have a jury or judge settle it for them, that doesn’t mean the injury victim should accept the first settlement offer that is made by the insurance company.

In fact, as a general rule of thumb, initial settlement offers are almost always lowball offers which do not accurately reflect the extent of the damages the injury victim has suffered. Evaluating the long-term implications an injury can have on your life and the lives of your family often require consultation with financial experts and medical experts, and validation of these experts findings with the opposing insurance company (all things which an experienced Morris County personal injury lawyer can provide for you).

Considering the fact that once a settlement offer is accepted for a given accident and resulting injury damages, no further claim can be pursued for the same accident and injuries, it is crucial that you recover full and fair compensation the first time around, as there are no second chances when it comes to personal injury law.

By retaining the services of an experienced attorney, you can make a much more informed and well-thought out decision when it comes to accepting a settlement offer, pursuing further negotiations, or taking your claim to trial.

Contact A Newton Personal Injury Attorney Today

At The Law Offices of Michael P. Burakoff, we have extensive experience helping clients recover full and fair compensation for injuries resulting from accidents of all kinds, including car accidents, truck accidents, motorcycle accidents, accidents with drunk drivers, construction accidents, work-related accidents, accidents on dangerous or poorly-maintained properties, and more.

Attorney Michael Burakoff strongly believes in working closely not only with his clients, but with their families as well. This is through an intimate understanding of exactly how traumatic an accident and resulting injuries can be to the lives of all the family members, not only the injury victim themselves.

With offices in both Morristown and Newton, our firm is ready to provide effective, knowledgeable, and attentive legal service to clients and families in towns across Morris County and Sussex County. To speak with Michael Burakoff and our legal team today regarding your accident, your options for recovering financial compensation, and how exactly we can help you to do so, please contact us online, or through either our Morristown office or our Newton office at (973) 520-0525.

Paying for a Personal Injury Attorney in Morris County and Sussex County

Morris County NJ Personal Injury AttorneyWhen a person suffers any kind of injury in an accident which was caused by the reckless or negligent actions of another person or entity, they may be able to seek compensation for their resulting medical expenses, lost income, and physical and emotional pain and suffering through some kind of personal injury claim. However, navigating the complex waters of personal injury law, and securing a successful financial recovery becomes a vastly more likely possibility with the help of a Morris County personal injury lawyer.

But if you have been injured in an accident, and are facing rapidly mounting medical costs along with the very real possibility that your injuries leave you unable to work, how are you supposed to afford a personal injury lawyer in the first place? The answer to this question is through what is known as a “contingency fee”.

Understanding Contingency Fees, Netcong Accident and Injury Attorney

By hiring a Netcong accident and injury attorney on a contingency fee basis, you are essentially agreeing to pay for your attorney’s services via a percentage of whatever compensation they are able to secure for you. In exchange, your attorney will cover all of the costs of your case, including the hiring of expert consultants, court fees, and their own legal fees, and will only take payment for these financial outlays in the event that a recovery is made. If they are unable to secure you a successful personal injury recovery, you do not owe your attorney a dime.

While you are by no means obligated to pay for your attorney via a contingency fee basis, most injury victims elect to do so for the simple reason that they are unable to afford the services of a highly qualified and experienced personal injury attorney in addition to the other expenses their injuries have incurred.

The insurance company from whom you are seeking compensation will certainly hire their own expert attorneys (generally referred to as insurance adjusters), and contingency fees allow injury victims to “level the playing field” by hiring expert counsel of their own without worrying about the cost of doing so.

Creating a Contingency Fee Agreement with your Florham Park Personal Injury Lawyer

When it comes to contingency fee agreements, the first thing that needs to be understand is that all contingency fees are capped at 33 1/3% in New Jersey.

While paying your attorney one third of whatever you recover may seem high to you, remember that having an attorney on your side during the personal injury process will almost always mean a much greater total recovery is secured than if you had elected to represent yourself, and many injury victims who do not seek legal representation are unable to secure compensation at all. Additionally, this greater total recovery that your attorney can secure for you will often pay for the contingency fee, if not more.

One exception to this 33 1/3% contingency fee cap is when the injured individual seeking compensation is a minor (under the age of 18). When personal injury claims are being filed on behalf of a minor, their personal injury lawyer’s contingency fee will be set to 25%.

The bottom line is that contingency fees are an excellent way for injured party’s to retain experienced, highly qualified, and effective legal representation without worrying about the costs of paying for this level of service in addition to the many expenses that may already be mounting due to their injuries.

Contact A Morris County Personal Injury Attorney Today

At The Law Offices of Michael P. Burakoff, we have extensive experience securing full and fair personal injury compensation for clients and families in towns across Morris County and Sussex County, including Netcong, Florham Park, Newton, Morristown, East Hanover, Hopatcong, Dover, Denville, Parsippany, Rockaway, Mt. Olive, Chatham, and more.

Attorney Michael Burakoff takes a unique approach to personal injury law by focusing on working closely not only with his clients, but with their families as well. This is because he understands just how difficult an injury and its results can be to the lives of the injury victim and their family, and is dedicated to keeping his clients and their families as informed, involved, and emotionally and financially secure as possible throughout the personal injury claims process.

If you or a loved one has been injured in any kind of accident which was the result of the reckless or negligent actions of another party, including any kind of car accident, truck accident, motorcycle accident, construction accident, an accident on a dangerous or poorly maintained property, a slip and fall, and more, Michael Burakoff and our legal team are prepared to discuss your unique needs, concerns, and options in a free and confidential consultation. Please, contact us online, or through either our Morristown office or our Newton office today at (973) 520-0525.

In recent years, there’s been increased research into the impact of head injuries on athletes of all ages who play contact sports. Although significant media attention has focused on professional football players, parents, coaches and doctors are increasingly cognizant of the dangers of concussions and other brain injuries in high school athletes and those who are even younger.

Just how prevalent are concussions among teenage athletes? That’s what researchers set out to determine in a recently-published study. About one-fifth of participants (of both genders) in 8th,10th and 12th grades reported having suffered at least one concussion.

Those engaged in contact sports like football, wrestling and hockey were more likely to report diagnoses of multiple concussions during their young lives. White, male athletes in the upper grade levels were most likely to report having suffered concussions.

Of course, the concussion rate could be even higher, because the students surveyed self-reported their concussions. Likely, some suffered concussions that went undiagnosed.

The professor who authored the research published in the issue of the Journal of the American Medical Association concluded that the more that is known about who suffers from concussions, the more that coaches and parents can do to prevent them. He called for trainers to keep records of concussions and be more vigilant about diagnosing them.

Concussions have varying symptoms. These include nausea, headaches, difficulty concentrating, trouble sleeping and depression. For most people, the symptoms eventually disappear. However, as we’ve seen with too many professional athletes, repeated concussions can lead to the degenerative brain disease chronic traumatic encephalopathy (CTE).

Repeated concussions can begin while kids are still very young and continue throughout their athletic careers in high school and college. Parents need to be aware of how their kids’ coaches and trainers manage athletes’ injuries. Do they take them off the field to be checked or are tell them to “tough it out” and get back out there?

If you believe that your child’s concussion or other brain injury could have been prevented or wasn’t properly handled — and he or she suffered harm as a result — you may want to explore your legal options.

Source: National Public Radio, “1 In 5 Teens Reports A Concussion Diagnosis,” Greta Jochem, Sep. 26, 2017

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